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Line Of Credit Or a Top Up Loan?

Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no repayments are needed and the interest is added on to the loan. Years ago that was a sound strategy for increasing your tax deductible debt. This has been a...

Do you know your credit score?

This article highlights the importance of your credit score when applying for a loan. Your credit score is based on an algorithm embedded in the lender software that automatically assesses your creditworthiness before your loan application is even picked up by a...

Applying for a Loan

This article lists some basic documentation requirements all lenders will require when you apply for a loan. These include proof of your identity and verification of your income, expenses, assets and liabilities. Applying for a loan...
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