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Line Of Credit Or a Top Up Loan?

Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no repayments are needed and the interest is added on to the loan. Years ago that was a sound strategy for increasing your tax deductible debt. This has been a...

Do you know your credit score?

This article highlights the importance of your credit score when applying for a loan. Your credit score is based on an algorithm embedded in the lender software that automatically assesses your creditworthiness before your loan application is even picked up by a...
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